Student learning money basics

Birmingham • Youth Money Coaching

Turn pocket money into confident decisions.

We teach children and teenagers the money habits that usually take adults a decade to learn. It is practical, local, and built for real-life choices.

Want the sample lesson? Grab it here.

What changed in one Birmingham family.

A parent told us their 12-year-old was convinced money was “infinite” because it arrived on a card. Six weeks later, the same child was tracking spending and saving for a bike without a reminder.

That shift is what this program is built for. Our sessions make money feel real, not scary.

Family reviewing a budget plan

The common trap

Kids can explain “saving” but still spend the whole allowance in two days. Teens get a part-time job and then feel broke by Friday.

The result we want

Young people who can pause, plan, and decide. Not perfect budgets—real confidence.

Our 3-part money clarity method.

  1. See it: money maps that turn abstract numbers into clear choices.
  2. Plan it: weekly spending plans built around real goals.
  3. Own it: reflection exercises that make habits stick.
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Learning plan board

How the sessions flow

Each week builds on the last, so confidence grows quickly.

Week 1

Money stories and values — what money means to them.

Week 2

Needs vs. wants with real Birmingham examples.

Week 3

Saving plans that fit their hobbies and goals.

Week 4

Smart spending, digital safety, and healthy habits.

Built by educators who coach, not lecture.

Our facilitators are trained youth mentors and financial education specialists. Sessions are small, interactive, and built for questions.

  • DBS-checked mentors.
  • Local Birmingham case studies.
  • Parent summary notes after each session.
Mentor guiding students

Parents and teens say it best.

“My son stopped impulse spending after week two. He finally has a plan.”

Sarah M., Kings Heath

“I liked how it wasn’t boring. We talked about real stuff like phone upgrades.”

Haris, age 15

“The parent notes helped us follow through at home without nagging.”

Olivia L., Sutton Coldfield
Meet the educators →

Sample activity: The “choice ladder”.

We help students rank choices by time, effort, and long-term value. It makes trade-offs visible without shame.

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Activity worksheet illustration

Next cohort starts in 12 days.

We cap groups at 10 learners to keep discussions open. When a cohort fills, we hold the next one for the following month.

Hold a spot

Need to coordinate with a school calendar? Ask about custom timings.

Pricing reveal: choose the right level.

Each service includes materials, parent notes, and a progress report. Prices are listed in GBP.

Starter Foundations

4-week small-group course for ages 8–11.

£148 Choose Starter

Teen Money Lab

6-week program with budgeting, earning, and digital spending.

£296 Choose Teen Lab

Family Coaching Sprint

Two 90-minute sessions for parent + child goal setting.

£214 Choose Sprint

School Partnership

Three on-site workshops for a class of up to 24 students.

£640 Choose Partnership

Confidence guarantee.

If your child finishes the program and still feels unsure about money decisions, we add a 1:1 coaching session at no cost.

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Shield showing confidence guarantee

Reserve your place.

Pick a service first, then complete the details to secure a place.

Prefer a quick call? See contact details.

Questions we hear often.

Do parents need to attend?

Only for the first 15 minutes. We like to align on goals together.

What ages work best?

Ages 8–11 for the Foundations group, 12–17 for Teen Money Lab.

Is there homework?

Just short reflections, typically 10 minutes per week.

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